If you are one of the millions of homeowners who has either fallen victim to “life” (job loss, job cut backs, injury, divorce, illness, etc.) or you simply obtained a variable/adjustable loan that was not appropriate for you – only to see your monthly payment double or triple, you may find yourself in a difficult situation when it comes to paying your mortgage. Know that you are not alone. You are one of millions of Americans who are currently fighting to stay in their homes.
If you are having trouble with your mortgage, we have information that will assist you in determining the best course of action for your particular situation and allow you to make the best decision for you and your family. It is our goal to educate you on the various options you may have when it comes to your home.
- Is your home worth less than your mortgage balance?
- Are you facing a hardship and can not continue to pay your mortgage?
- Are you falling behind on your mortgage payments or expect you will soon?
- Can’t afford to pay real estate commissions to sell your home?
If the answer to any of the above questions is yes, it may be time to learn more about what your options are to avoid foreclosure.
Please browse this website to learn more about the process of a short sale and what our Team does. It’s important to understand all your options so you can make the best decision for you, your family, and your future.
I have been trained to help homeowners in similar situations avoid foreclosure through a “short sale” - the sale of a home in which the seller’s mortgage lender agrees to accept a payoff of less than the balance due on the loan(s).
One of the benefits of a short sale to the homeowner is that the lender pays the sales costs, including real estate commissions, escrow, title, and other closing expenses. When the property closes escrow, you are relieved of your debt, avoid foreclosure, and protect your credit report from the black mark of foreclosure.
If you feel the short sale is your best option, it is our job to prepare you for the process. We will keep you informed throughout, so you know what progress is being made.
Sometimes we have to ask tough questions. In order to help you select the solution that is best for you, we will need information. We will not, however, lose sight of who we are serving. At all times, your interests come first – you have our word on it.
If you have further questions about short sales or foreclosures, or would like more information about our services and how to get started with a short sale, you may email or call us and we will be happy to assist you.